Yes, welcome aboard and thank you for the holoday greeting Could you elaborate a bit on your company and how it works? How long have you been with them? What is your client data base/ production like, etc?
Welcome to the real estate forum but I must say that this statement throws up a BIG RED FLAG for me..( We will pay 138% of the appraised value ) I am not pointing fingers but sounds a little a a flip scheme that could land people in jail. If you wish to tells us more I might change my mind.
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Maybe it would put us all at ease if you could simply give us a bit of an overview of what your company entails? What are your main goals, processes, etc? I understand that you cannot "give away" your whole business plan, but we have to know more in order to even consider your idea...