My two cents. Change the Prudential page to your own words. I've read the same canned content on dozens of websites....so you don't want to be penalized for duplicate content. On that note, that's the next thing. Content. I would add a ton. Pages on each of your markets, perhaps a page with the local utilities, dmv, etc things that a possible consumer will need/want. Good luck with your site.
I really like the layout and the fact that everything is uniform and matches. I really get tired of websites that have too many things going on at one time...and many clahing colors, etc!!
I think that Judy had some great points. I would also shorten the left link verbages, and definetley add your contact info and posible even a short form on almost every page. Overall though, great job!