The concern about Predatory lending has already surfaced
From the Illinois Attorney General's office --->
Office of the Illinois Attorney General - MADIGAN ISSUES NEW SUBPOENAS TO COUNTRYWIDE AND WELLS FARGO
More specifically, read this investigation that began in 2004 -->
http://www.illinoisattorneygeneral.g...o_reporter.pdf
Page 6 is pretty disturbing and I would think this is going to be pretty hard to explain.
What I found really interesting was page 4 when you consider that Chicago really did not have a big increase in prices in the past 4 years compared to areas like... Las Vegas, Arizona, Florida, California.